Dear Readers,
We have many regrets at not having written more often during the past months. Both my wife and I have been beset with illness: she with thoracic artery aneurysms; I with PAD. We seem to be getting better: so, I hope to rejoin you in conversation very soon.
Yours,
Herb aka Augie
Sunday, November 18, 2018
Monday, October 1, 2018
Charity
Charity
A group of well-minded citizens, with interests in charity toward
their fellow human beings, amass a sum of one-billion dollars, which amounts to
roughly three dollars for every person living in the United States. The idea is to buffer everyone from the
effects of accidental damage or sudden disaster to individuals, their
residences, and other major property. The
heirs of the dead would be sheltered from the loss of their loved one(s). The victims of house fire or other catastrophe
would be protected from undue financial loss.
Those caught in auto accidents, would at least have the money to replace
the transportation loss. People struck
by disease or disability, would have their medical expenses covered, and maybe even
the necessities of life could be covered.
Any disaster would be distributed over the whole population, reducing
the pressure on any one person, creating a nation of caring, sharing
people. It sounds great, doesn’t it?
The administrators of this plan, hope to cover costs by
investing in promising financial ventures.
A dollar invested at 7% will double in ten years; at 10% it will double
in seven years; at 20%... three and a half years; at 35%... two years. The trick is in finding stable “blue-chip”
investments with a high rate of return.
The first year’s administrative salary and maintenance
expenses run to 10%, with an additional 10% for each of the following years; so,
without solid investments, the whole billion dollars will be gone in ten short
years. This means that investments
returning more than 7% must be found just to cover the billion-dollar loss; in
fact, investments paying more than 10% are required, just to balance the first
year’s attrition.
It gets worse: for, inflation rates are running at around an
additional 7%, devaluing the billion dollars by 50% in just ten years. So, after ten years, the billion dollars is
only worth half a billion dollars.
Another 7% of returns must be found to balance this loss. Now, we are looking for investments that earn
17% or more annually.
It’s very possible to find business models that return far
more than 17% annually. Sustained rates
exceeding 40% are not unheard-of. I
would not open a factory, store, or other enterprise that did not return this
kind of money… it’s just not worth the risk.
If you cannot recover your capital investment in a year or at most two
years, you have become a high-risk investment.
How do you make that kind of money, year-in and year-out? It’s simple.
It’s called hustle, sweat equity, hard work, industriousness. Suppose you have one dollar invested in
candy; you make one penny for every dollar’s worth of candy you sell. If you sell one dollar’s worth of candy every
day of the year; your one dollar capital investment has made 365.25 cents: that’s
a 365.25% return. You don’t need large
margins; you just need to turn your buck each and every day. Many businesses operate at around 100 turns a
year; with only 1% margins, they can operate on a 100% return on investment
(ROI), every year. Some businesses can
only reach 10 turns a year; these must have 10% margins to reach a 100% ROI, or
settle for lower profits.
In spite of such realities of business, have you ever heard
of a publicly traded commodity with a cash ROI of 50%, 25%, or even 10%? I haven't either. Your savings account pays 2 or 3.5%, and
brags that you are doubling your money every twenty to thirty-five years; when,
in fact you are losing money to the tune of 3.5 to 5% due to inflation. If the kind of 17% or better ROIs necessary
to protect our billion-dollar charity exist, I don’t know where to find
them. The only way to make that kind of
money is through diligent hard work.
Several points emerge from this study. The one point we are seeking to emphasize is
that insurance programs, presented publicly as a sort of self-funding charity,
cannot possibly work. All insurance,
public or private, has at its core an unsustainable and somewhat fraudulent
tax.
This includes government health care. The best way to solve the health care problem
is through local direct action clinics and similar instruments. The expensive middlemen must be cut out of
the picture. Who are these expensive
middlemen, you ask? Annual administrative
salary and maintenance expenses; as well as inflation and other hidden tax
loads. Money goes from the hand of the
patient to the hand of the doctor, and the neighbors chip in. Administrative costs are minimized: they most
certainly do not line the pockets of multi-million dollar executives who do
absolutely nothing to earn their keep.
The only way to help your needy neighbor is to roll up your
sleeves and go to work. The Amish have a
plan. Say your barn burns down. You are out the cost of timber, shingles, and
nails. You throw a party; the neighbors
put up a new barn in a day or two; food is pot luck; losses are minimized. If you lost livestock, somebody gives you a
cow to start over. If hay was burned,
sharing covers the loss. The community
sweats and shares together.
Insurance simply does not work that way. Insurance has to pay multiple levels of
middle men lining their pockets with multi-million dollar salaries and bonuses;
middle men who do absolutely nothing to earn their keep. Insurance cannot be made to work, as long as administrative
salaries and expenses of any magnitude must be born; as long as inflation eats
away continually at the dollar in our pockets.
Sunday, September 30, 2018
Luke 6:31-36
Luke 6:31-36
Quote:
As you want other people to deal with you, you must also deal
with them in the same manner: for, if you love those who love you, what grace do
you receive in return: for, even sinners love those who love them. If you only do good to those who do good to
you, what grace do you receive in return: for, even sinners do this same thing. If you only lend to those of whom you expect
repayment, what grace do you receive in return: for, even sinners lend to
sinners, hoping for repayment of the debt.
But you must love your enemies, do good, lend, hoping for no
repayment[1];
then your reward shall be great, you shall also be the children of the Highest:
for he is kind to the ungrateful and the evil.
You must therefore be merciful, just as your Father is
merciful as well.
Unquote.
________________
Today’s lesson from Luke sounds a great deal like
Matthew. Matthew prefers the word
forgive; yet, that which must be forgiven is clearly debt.[2] Trespasses is not the right idea either;
rather side-falls: and which of us has not fallen aside into one ditch or the
other? Of course, debts can be more than
money: but we must not forgive all else, while holding our brothers and sisters
in slavery to money, as is the common modern practice.
We live in a society where the highest aim is justice. We must make others accountable for their
actions. This, unless it leads to
forgiveness and mercy, is pure, raw, evil.
Accountability and justice are worthless, wicked goals in their own
right: for only God can wield loving accountability and justice.
We must become a completely different kind of people, a
God-like people if we expect to get to heaven.
The Church must put away all her bitter divisions, to become
again the bride she once was at the beginning: pure, forgiving, merciful. The Church must do again her first works.
As it stands today, many are doing their utmost to turn this
once beautiful bride into an ugly slut.
May God have mercy on our souls: for we don’t even realize what we are
doing.[3]
[1]
Which is to say, make it a gift; don’t lend it at all. The old adage still applies, “Neither
borrower, nor lender be.”
https://www.enotes.com/shakespeare-quotes/neither-borrower-nor-lender
[2]
Matthew 6:12, 14-15; 18:23-35
[3]
Luke 23:34; Acts 7:60
[4]
If you have been blessed or helped by any of these
meditations, please repost, share, or use any of them as you wish. No rights are reserved. They are designed and intended for your free
participation. They were freely
received, and are freely given. No other
permission is required for their use.
Thursday, September 20, 2018
O Heavenly King: The Holy Spirit
O Heavenly King, the Comforter,
the Spirit of truth, You are everywhere and fill all things, Treasury of blessings,
and Giver of life: come and abide in us, and cleanse us from every impurity, and
save our souls, O Good One.
† Holy
God, Holy Mighty, Holy Immortal, have mercy on us (three
times).
† Glory
be to the Father, and to the Son, and to the Holy Spirit, as it is now, was in
the beginning, and ever shall be, world without end. Amen.
O Heavenly King:
The Holy Spirit
“O Heavenly King, the Comforter, the Spirit of truth, You are
everywhere and fill all things, Treasury of blessings, and Giver of life: come
and abide in us, and cleanse us from every impurity, and save our souls, O Good
One.”
Pretty much any time before 100 AD, and even a long while
after, cities were made with walls, which were patrolled by guards or watchmen. Even in colonial America we would expect to
hear the town crier, “It’s 10 o’clock and all’s well.” Every three or four hours, one watch ended,
and a new watch began. Priests in
Israel, Judah, and in The Church, pull such three-hour watches, at least in
temple(s) and churches. If we close our
eyes we may picture in our minds an idea of the walls of Jerusalem; there we
may envision the priests coming forth on a new watch, bearing swords or spears,
singing their hymns as they marched around the walls of Jerusalem, armed both
physically and spiritually, looking for every disturbance in the surrounding
landscape or inside the city below.
We are all such watchmen, such priests in The Church, so our
daily prayers or the prayers of the hours often begin with this prayer,
requesting the help of the Holy Spirit: for the very first thing we must do in
our duties as watchmen is to be armed with the power of the Spirit.
This is not an invitation to some silly antic, such as the “treeing
of Old Scratch”. The request for the
Spirit’s help is always associated with Scripture:[1]
so, we will not be surprised to learn that these ancient watch prayers, pray
through the Psalms on a regular basis. The
midnight watch is even dedicated to Psalm 119.
“O Heavenly King”, reminds us that the Spirit is The Vicar
of Christ on Earth. We are not denying
or even discussing whether the Pope is the vicar of Christ on earth: we are
just getting things in their proper order, so this is no place for a
theological debate. The Spirit is The
Vicar of Christ on Earth: therefore, if we would keep watch at all, either
physically or spiritually, we cannot proceed without the Spirit’s help. Yet, how many times do we pick up our Bibles,
thinking that Bible reading is nothing more than an exercise of the mind; so,
we try to begin without the Spirit’s help, and fail: in fact, we crash. Bible reading is an act of prayer in the power
of the Spirit: the mind is virtually worthless without the Spirit. How often do we try to begin our day without
the Spirit? How frequently during the
day, do we neglect to ask the Spirit how to solve problems, how to understand
situations, what does the Father want us to do, what has Jesus told us to do,
in such and such a situation. The Spirit
is our living powerful key to our indwelling relationship with the Trinity.
He is “the Comforter”, not that we ever seek comfort. Who are we kidding, if not only ourselves? Our world is falling to pieces all around us;
yet, that internal Voice, reassuring us that God is still in control during the
worst of all days, in the midst of our worst nightmares: that Voice is the
voice of the Spirit bearing witness with our human spirits that we are the
children of God.
He is “the Spirit of truth”.
In a world gone mad with lying, here is the exclusive franchise on truth. Go to Him! Seek truth with all your might. Get wisdom here; and with all your getting,
get understanding; get it here, and get it now.
God is ready to pour, pour, flood, not dribble, answers into our hearts
through “the Spirit of truth”. This
still requires a willingness to do hard praying and hard thinking on our part,
a willingness to be led into all truth. The
Spirit gives truth freely; strive to get it.[2]
He is “everywhere and fills all things”. If the inescapable omnipresence or ubiquity
of God is felt anywhere, it is due to the work of the Spirit. You are never alone. You cannot be left alone. You are not only surrounded; you are indwelt. Do you feel abandoned, deserted, forgotten,
forsaken, put on the bench, sidelined, sidetracked, unloved? Look to the Spirit and Live. You may have forsaken God; yet, God has not
forsaken you, and the Spirit is right here, right now, inside you, to remind
you of that fact: because God loves you like no other.
He is the “Treasury of blessings”. Did you get a raise today? Thank the Holy Spirit. Were you awarded a prize, a patent, or other
great recognition; did someone throw a party, start a parade, send a card in
your honor? Thank the Holy Spirit. You didn’t really think that you achieved any
of these things without His help, did you?
You didn’t really believe that you deserved these honors, did you? No, all of these things are gifts from a
loving God, delivered by the Spirit.
He is the “Giver of life”.
Are you still breathing? Praise
the Holy Spirit. Are you in pain, dying,
afraid? The Spirit is beside you after
all the doctors, nurses, and even your family have left. Is your body lifeless? The Spirit is the One directing angels as
they escort your body to the grave, and your spirit into heaven. Yes, God’s love for you is more powerful than
death, reaching far beyond the grave. This
too, is the work of the Spirit.
This is what the Spirit does for us, He “comes and abides in
us.” When we fall and sin, He “cleanses us from every impurity”, until at last,
when He has perfected His work, we are made truly Christ like. He also “saves our souls”: for Salvation is
more than a one-time act, which is our baptism with the Spirit; Salvation is
also an ongoing daily struggle, wherein the Spirit is gradually changing us;
and finally, Salvation is our last hope, the hope of going to heaven, the hope
of eternal life.
Truly the Spirit is worthy of the title, “Good One.”
The Church is the Body of Christ. The Holy Spirit is the One animating this
Body, giving it its vitality.
You are a soldier of Christ.
Now go pull your watches in the power of the Holy Spirit. Do not go into spiritual battle unarmed.
[1]
Most especially the Old Testament (Luke 24:25-27, 32, 44-45). It is an absolute disgrace that the Old
Testament is no longer read in our churches; nor is it commonly understood
among us. The Holy Spirit’s specific
task is to refresh and repeat these lessons from Luke 24, which teach us the
true meaning of the Old Testament.
[2]
1 Kings 3:9-11; Job 6:30; Psalm 119:104; Proverbs 3:13; 4:5, 7; 7:7; 15:32;
16:16; 17:16; 18:15; 19:8; Ecclesiastes 8:5; Isaiah 44:19-20; Ezekiel 44:23;
Jonah 4:11; Malachi 3:18; Matthew 5:6; 16:3; Luke 1:15, 41, 53, 67; 2:40; 6:21;
12:56; Acts 2:4, 17-18; 4:8, 31; 9:17; 13:9, 52; 10:45; Romans 5:5; 15:14; 1
Corinthians 2:14; 11:29; 12:10; 2 Corinthians 1:22; 4:6; Ephesians 3:19; 5:18;
Philippians 1:11; Colossians 1:9; 2 Timothy 1:4; Hebrews 4:12; 5:14; 10:22 —
there are about 250 verses in the New Testament detailing the work of the
Spirit: we are just scratching the service.
Would you be filled with the Holy Spirit, then emulate the behavior of
those who were filled with the Spirit in the Bible: they pursued God and His
Word, they accepted persecution, suffering, and death; they did not pursue
strange tongues, or vain miracles; they faced humiliation and learned to hate
their own lives as they took up their crosses to follow Jesus (Joshua 14:8;
22:29; Judges 3:28 (an icon of Jesus); Matthew 4:19; 8:22; 9:9; 9:27; 10:38;
16:24; 19:21, 29; Mark 2:14-15; 8:34; 10:21; Luke 5:27; 9:23, 59, 61; 18:22;
John 1:43; 8:12; 10:27; 12:26; 13:36; 21:19, 22; 1 Corinthians 11:1; 1 Timothy
6:11; Revelation 14:4). Here is the
reason that I don’t ask people to follow me: because there are so many
charlatans in the world: follow Jesus, in the power of the Spirit.
[3]
If you have been blessed or helped by any of these meditations, please repost,
share, or use any of them as you wish. No
rights are reserved. They are designed
and intended for your free participation.
They were freely received, and are freely given. No other permission is required for their
use.
Hauzes, Spauzes, and Aufzpringe
Hauzes, Spauzes, and Aufzpringe
You just finished college[i],
got married, are planning to start a family: you bought a new house, your first
one, and a car. The car, which cost $20,000
is 100% mortgaged with a 60-month payback at 7% interest. The tiny house, which cost $150,000 is also 100%
mortgaged with a 30-year payback at 3.5% interest. You still have your $50,000 education debt to
cope with. You and your spouse start your
first real jobs.
Five years later the new car is paid off; but, it’s also
worn out, with 200,000 miles on the clock: so, you trade into a similar vehicle
for $28,000.[ii] In a few years you will need a second
vehicle, if you don’t already have one; and, oh yeah, either you or your spouse
will stop work, or work part time, to cope with that soccer thingy. The short version of this is that you now
have $20,000 to $48,000 or more invested in vehicle mortgages. You will continue this practice year after
year for at least the next 30 years, so your “purchase” value in vehicles will
amount to around $300,000 overall; your maintenance and fuel costs will run
right at $5000 per year, or another $150,000 gross; depending on how quickly
you pay down the mortgages, interest will add another $300,000 to $600,000 to
the overall vehicle cost.[iii] And, oh, by the way there is insurance, kid’s
cars, driver’s training, accident costs, and more. As the smoke clears away after 30 years you
will have purchased $300,000 worth of vehicles, the vehicle purchase value or
sticker sales price. You will have paid
$750,000 to $1,050,000 or more in costs, the vehicle cost value. You will end up owning a rusty piece of junk
that needs to be replaced, maybe it’s worth $5,000, if you’re lucky: this is
the vehicle true value.
As a capitalist, the proud owner of a $5,000 lump of rust;
reconsider the $300,000 purchase value, the nearly $1,000,000 cost value, and
the $5,000 true value and answer some hard-nosed business questions for
me. Was it a good investment? The bank pocketed $300,000 to $600,000 for
doing nothing and taking no risk. On a
ratio of 600/5 or 300/5, who is the real capital owner? Who took all the risks?
Similarly, the house, over the 30-year mortgage, will cost
$150,000 to $300,000 more in interest costs.
This assumes that you miss no payments, never risk foreclosure, or
decide that the spouse and two-kids need a bigger, newer house. Very many people have not been that lucky:
these have lost everything. The house
also requires maintenance costs (10% per year), energy costs (you name it), and
insurance (a small fortune. The purchase
value was $150,000, the cost value just topped $750,000 to $900,000, the
depreciated true value is lucky to be $75,000.
Was it a good investment? Who is
the real capital owner? Who took all the
risks?
This is the point where you decide to drop an additional $50,000
to $100,000 in remodeling to get the curb appeal and market value back up, you
hope to around $150,000.
Cheer up, it could have been worse. You could have rented, introducing another
middle man, for at least twice the price ($2,000,000) with less space and
quality. You could have fallen into a
floating interest predatory loan which is now running 14%. You could have been sucked into a second
mortgage, which makes your house virtually unsellable. Even now, after 30 years, you still have a
shot at a reverse mortgage which strips you of everything: but, hey, party on
dude, until the money runs out. Your
kids will inherit nothing. Or you could
become ill, and be placed in a nursing home, an which point the nursing home
will take everything that has not been shifted to others for at least three years,
plus all of your social security, and if any additional expenses can be
justified, they will also seize any retirement savings you might have. Or you could establish a living will or trust
and watch the lawyers take it all. In
any of these scenarios, your kids will inherit the clothes off your back and
the old beat-up furniture: banks, long term care facilities, and lawyers will
take everything of value.
This is capitalism in America. Your best case scenario is the proud
ownership of a house worth $75,000, a car worth $5,000, Social Security, and
Medicare. Where did your 401k, IRAs, or
other investments go? They were all eaten
by investment fraud, hidden fund fees, government fraud, federal level buyouts,
insider trading[iv],
Ponzi schemes, market churning[v],
and much, much more.
Who took the risks?
You did. Who holds the capital
purse, without risk or work? The bank
does.
[i]
Why not high school? Everybody’s
expectation nowadays is a college degree.
Still, a mountain of predatory education debt is no asset, and no
necessary preparation for a minimum wage job in retail. Many kids would be far better off trying to
get placement in a skilled trade, working their way up from apprentice to
master (skilled trades are going begging, you get paid while you work, you accrue
no debt, you should be licensed in four years, by that time you are already miles
ahead of the college grad and twice as employable). Other kids would benefit more by going in the
military. Still others could seek
employment in a company that offers on-the-job scholarships for ongoing
education. A college education is by no
means necessary, or even a career advantage.
American cannot be rebuilt on the premise of necessary college
education. College education fits some
kids; others it does not suit at all.
[ii]
Inflation has increased the cost of cars, but not their sizes or
capacities. No worries, you only have two
kids, so the compact still works. You’re
not quite a soccer dad/mom yet.
[iii]
Notice that the bank does no work and takes no real risk in this
investment. If you think that escape by
default is possible; you will learn a very painful lesson, when you discover
who wins in court.
[iv]
Insider trading is not illegal for members of Congress.
[v]
Churning can still be accomplished legally if you have enough money to seize
and freeze a commodity market, driving the cost up; then releasing it, driving
the cost back down: as when the Koch brothers attempted to corner the silver
market around 1980. Money is made on the
bull, and shorting makes money on the bear.
The cycle is simply repeated endlessly.
Churning can also be accomplished by forcing overproduction,
driving costs down; followed by the crash of failed producers, driving costs
back up again: as with the recent glut taking gas to around $1 per gallon, and
now back up above $2 per gallon.
Somebody made a lot of money at public expense, by convincing us that we
had to compete with foreign oil imports.
This particular churn put many dependent small businesses out of
business. When the price of oil dropped,
many people lost income, thus destroying the customer base for many dependent
small businesses. Is this capitalism, or
is this fraud?
Wednesday, September 19, 2018
A Prayer Salutation
O Heavenly King, the Comforter,
the Spirit of truth, You are everywhere and fill all things, Treasury of blessings,
and Giver of life: come and abide in us, and cleanse us from every impurity, and
save our souls, O Good One.
† Holy
God, Holy Mighty, Holy Immortal, have mercy on us (three
times).
† Glory
be to the Father, and to the Son, and to the Holy Spirit, as it is now, was in
the beginning, and ever shall be, world without end. Amen.
Salutation
Ҡ Blessed is our God always, as it is now, was in the
beginning, and ever shall be, world without end. Amen.
... in the name of the Father, and of the Son, and of the Holy Ghost. Amen. Through
the prayers of our holy Ancestors, Lord Jesus Christ our God, have mercy on us
and save us. Amen. Glory to You, our God, glory to You.”
This prayer is a blending of eastern and western prayers. The purpose of such a blending is to bring
eastern and western churches together on the basis of Truth, not on any
compromise of Truth.
Ҡ Blessed is our God always, as it is now, was in the
beginning, and ever shall be, world without end,” is a standard opening prayer
in the east. Before Liturgy, the opening
prayer is slightly different: “Blessed is the kingdom of the Father, Son, and
Holy Spirit, now and ever, and unto the ages of ages. Amen.” In the morning, evening, and opening prayers
of the hours, the reference to the Trinity is absent, because the opening
prayers are immediately followed with repeated references to the Trinity.
“... in the name of the Father, and of the Son, and of the
Holy Ghost. Amen,” is a standard opening
prayer in the west. The three dots
before the prayer continue the sentence, “I baptize you....”
So, both prayers begin with a strong emphasis on the Trinity.
There is another difference, however: the time order and
wording differs from east to west; from, “now and ever, and unto the ages of
ages,” in the east to, “as it was in the beginning, is now, and ever shall be,
world without end,” in the west. So, the
time order differs from western (was, is, will be) to be eastern (is, was, will
be): still, the western wording was retained. The eastern sequence places the emphasis on
what God is doing in our lives, right now: for we do not live in either the
past or in the future: it stresses the necessary strong REALITY of
Christianity.
The third sentence was changed from “Fathers” to Ancestors
(it seemed simpler than praying Fathers and Mothers)[1]
to remind us of two things.
First, we must never forget the great debt we have to those
who first built The Church as lovers and servants of Christ. We must always stand on their shoulders. Those, who are perpetually restarting
Christianity as a new religion, are quite mistaken. The words of our Ancestors (pre 1000) can
never be treated lightly or with disrespect.
Secondly, we must never forget the great debt we have to our
own personal ethnic ancestors. We may
think of some of their pagan behavior as somewhat laughable; yet, they also are
the children of the Father, their Creator.
We love them, without embracing their pagan errors; we remember how
frequently we err, and we lift all of them up to God. May their memory be eternal: for we are not
so wise as to judge their eternal estate, especially before Christ and the
Spirit came fully into the world in 33 AD.
So, we honor Father and Mother, as well as father and
mother; Christ is the eternal judge of all eternal matters. Our business is to hope and pray always for
the best; and to lift up all those who have fallen aside: they are wounded and
need spiritual “medical-like” attention: we are the Great Physician’s medical
staff and helpers.
[1] Genesis 2:24; 28:2; 37:10; Exodus 20:12; 21:15, 17; Leviticus 19:3; 20:9; Deuteronomy
5:16; 21:18-21; 27:16; Joshua 2:13; Judges 14:2-16; Ruth 2:11; 1 Samuel 22:3; 2
Samuel 19:37; 1 Kings 19:20; 22:52; Psalm 27:10; Proverbs 1:8; 4:3; 6:20; 10:1;
15:20; 19:16; 20:20; 23:22, 25; 28:24; 30:11, 17; Micah 7:6; Matthew 10:35, 37;
12:50; 15:4-6; 19:5, 19, 29; Mark 7:10-12; 10:7, 19, 29; Luke 2:48-51; 12:53;
14:26; 18:20; Ephesians 5:31; 6:2; 1 Timothy 1:9 — the hardest thing in the
task of selecting these supporting texts, was choosing which texts to leave
out: for there are many more, relevant texts on the subject. Nevertheless, these should be sufficient to
convince any reader that the points being made are directly from the
Bible. Just searching for these texts
and reading them, fairly broke my heart and drove me to the brink of tears.
[2]
If you have been blessed or helped by any of these meditations, please repost,
share, or use any of them as you wish. No
rights are reserved. They are designed
and intended for your free participation.
They were freely received, and are freely given. No other permission is required for their
use.
Chicken Feed and other Scratch
Chicken Feed and other Scratch
In 1966, highway US 45, running between Rantoul and Chicago,
used to be lined with egg ranches; I believe that some of them are still there:
they appeared to be independent and prosperous.
A similar sight may be observed along the border between Oklahoma
and Arkansas as you drive from Fort Smith south toward Broken Bow, Idabel, and
the Piney Woods along US 59/259/270/271.
The difference is that few of these chicken ranches are prosperous, and
many are for sale. Here’s your big
chance to become a capitalist and own your own ranch.[i]
Some of these chicken ranchers actually own their own land
free and clear. Still an eighth to a
quarter section (80 to 160 acres) is only worth about $80,000 to $160,000
depending on how much water you have rights-to, and other factors. Still, that area gets a lot of rainfall
compared to Guymon, Elk City, or Altus.
The next big step to capitalistic paradise is to own all
your chicken barns, grain bins, and other construction free and clear. If you get that far you might have half a
chance of survival. At least you can
honestly consider yourself a capitalist, for all that such a claim is worth.
I do not for one minute believe that very many of these
chicken ranchers are not already leveraged from the tip of their roof tops to
the bottom of their wells on every square foot of land and every square inch of
barn. These folks can in no way be
considered capitalists: they don’t own anything.
Such chicken ranches function on the open floor plan; not on
cages. The floor consists of dirt and
hay. The hay retains the ammonia from
the chicken waste. The ammonia suppresses
coccidiosis and reduces the need for antibiotics in the feed. Chicks are beaked to keep them from pecking
each other to death. Edible chicken
production from the chick is reached in eight to twelve weeks. Egg production takes much longer.
These things are not the core of the business problem. The core of the business problem is that the “independent”
chicken ranchers are under iron-clad contracts with the chicken producer
monopoly. The chicken producer, by
contract, provides all feed, provides the supply of all new baby chicks,
receives all egg and finished adult poultry production; operates the
slaughter/butchering facility; controls packaging, delivery, and marketing; and
determines all prices. From A to Z the
chicken rancher is the indentured slave of the chicken producer monopoly,
whether he/she owns land and buildings of not.
Incidentally, the organization of hog production has been
following similar lines.
Now, how on earth can such a master/slave relationship be
considered free enterprise, be considered capitalism, be considered
ownership. The chicken producer monopoly
literally owns the chicken rancher lock, stock, and barrel… well, maybe the chicken
rancher owns his own lock.
The whole point of this discussion is to show that, what at
first glance appears to be a glowing example of American freedom and
capitalism: is, in fact nothing of the sort.
Leverage to the chicken producer monopoly and thence to the bank removes
every possibility of capitalism’s existence.
[i]
http://www.allstar-ar.com/homescondos.aspx
https://www.landandfarm.com/search/Oklahoma/Poultry-Farm-for-sale/
http://oklahomalandbrokers.com/properties/ok-poultry-farm-80-acres/
http://www.mossyoakproperties.com/land/26122
https://newsok.com/article/3385110/oklahoma-chicken-farmers-unsure-of-future-after-lawsuits
https://homes.trovit.com/poultry-farm-arkansas
Tuesday, September 18, 2018
The Lord's Prayer Literally
Lord’s Prayer:A Fresh Application
The Lord’s Prayer, literally rendered.
The Lord’s Prayer Proper:
†Our Father in the heavens,
Sanctified![1] it was, Your Name; Came! she has, Your Kingdom; Born! it was, Your Will: as in heaven, also on the earth. Our bread, the Epiousion[2], Gave! us, You did, today. Forgave! us, You have, our debts; as we [must] also forgive our debtors. Even though You did not[3] lead us into peril; even so, delivered! us, You have, from the evil.[4]
For if you have forgiven men their trespasses, then your heavenly Father will forgive you. Yet if you have not forgiven men their trespasses, neither will your Father forgive your trespasses.[5]
Liturgical response to the Lord’s Prayer:[6]
[Because Yours is the Kingdom, Power, and Glory, (of the Father,
Son, and Holy Ghost, now and ever and) unto the ages (of ages). Amen.] — The standard response of The Church.
[We Thank You, Father Ἀββᾶ! Jesus! Holy Ghost!] — My personal
response.
[Lord have mercy?] — Another appropriate response.
The Focal Point of the Lord’s Prayer
The Lord’s
Prayer is clearly about forgiveness. The
same Lord; the Lord Whose Name was decreed Pure; the Lord Whose Kingdom has arrived; the Lord whose sovereign will was birthed;
the Lord Who intends to convert earth
into the likeness of heaven, as the Heavenly City of His purity, kingdom, and
will descends upon us and overwhelms us.
The same Lord, Who has fed
us heavenly manna, throughout the dismal darkness of our earthly lives; this
same Lord, has now freely forgiven
us all things.
We need not look far for further elaboration. The book of Matthew is all about what it
means to forgive. Both Matthew 18 and
Matthew 25 provide explicit examples.
Doubtless we could find many other verses illustrating what it means to
forgive.
The Application
I owe no man anything, and no man owes me. Every day I meticulously search my heart and
mind to discover and forgive the slightest offense, the least debt. There is nothing left to forgive. Yet the genius of the Lord’s Prayer does not rest on these
sorts of things.
I now stand debt free, forgiven by the King of Kings. Absolved, of all financial burdens, and all
ethical and moral demands; free, even from sin and death. Moreover, as God has led me in the way, He
has helped me to pay back each of these earthly entanglements, He has showed me
how to seek forgiveness among men, He has dimmed the voice of temptation and
sin in my life. Even so, that roaring
voice flairs up every once in a while to remind me what it cost to put away our
sin.
Yet, I am far from being alone in finding such wonderful
forgiveness: for I am a baptized Christian, a member of the body of Christ, and
I have faded from importance; we remain, we are the City of God. There is no I left remaining in body. Not that I have become a meaningless nothing
in a vast sea of spirituality. Far from
it; rather I have been made a contributing and partnering member of Life
Himself. We has outshined I: for my
accomplishments are now of infinitely greater value as part of the body, the
team, than they ever were in the service of selfish ambition.
Not only that, but we have been made into a hospital, where
we, banded and operating together, work to heal ourselves and others as we
continue to struggle with sin in this earthly life.
Where, then, is there any space left for further
application? Hasn’t everything been
accomplished? No! Yet one small thing is lacking.
We overthink things, missing the obvious. If God has seen fit that others have told me
about the freedom bringing forgiveness of Christ; then the obvious application
is that I should tell still others about this freedom bringing forgiveness of
Christ. Yes, there is a Kingdom, not far
away, where anyone and everyone is forgiven.
You are welcome to come there.
You are invited to join this hospital surgical team as well.
But isn’t this the same application that Jesus made in
Matthew 28?
Jesus came and spoke to
them, saying,
“All power is given
to Me in heaven and in earth. Therefore,
as you are coming and going, make disciples in every nation: baptizing them in
the Name of the Father, and of the Son, and of the Holy Ghost; teaching them to
observe all things that I have commanded you. Behold, I am with you always, even to the end
of the age.”
Amen.
Forgiveness is most complete and effective, when we spread
it around, when we share it. The only
sin that cannot be forgiven is not believing the God who freely offers
forgiveness for every debt and trespass; thus becoming a hard-hearted,
obstinate person who refuses to forgive, nursing every grudge, clinging to each
slight, and licking wounds as if they were great treasures, rather than millstones
around our necks, which is what they really are. Have you heard about God’s great forgiveness today?
[1] Today,
we consider both hallowed and sanctified to be archaic meaningless terms; we
prefer the word consecrated, to set apart for special use or purpose. You, on the other hand, must seek out the
words which are most meaningful and relevant to you: you must not rest in your
quest until you have discovered words that express significant meaning for
you. You must come to understand, about
what you are praying: otherwise, there is no point to prayer.
[2]
The Epiousion is Jesus Himself. This is
what He teaches in John 6 and several other places. That which is beyond (mere) substance, that
which is more than bodily food, is the true Manna of God, the hidden Manna,
which is elsewhere called angel’s bread or food, the bread of heaven, the
Eucharist. It is that which compels us
and empowers us to Christlikeness.
[3] The
verb is subjunctive, “could not have”: it is a theological impossibility.
[4] None
of the verbs are future tenses; these are not prayer requests or petitions as
is commonly supposed. There is one verb
in the present tense; all the rest are past tenses; these all express gratitude
or thanksgiving for what God has already accomplished in eternity. The pronouncement comes in time, because man
can only understand time. We need not
ask for any of these things. God is way
ahead of us in meeting our true needs.
We need to be more observant and appreciative of all that God has done
thus far in time. Otherwise, we have
only one thing to do besides being thankful: we need to become a forgiving
people (Matthew Chapters 18 and 25).
The verbs are also marked with exclamation points, indicating
that they are in the imperative mood, the common mood for prayer. However, there is no English language
imperative that is not in the second person, present tense. We believe that emphatic, excited, or
exclamatory better capture the Greek sense.
We simply do not command that God do our bidding, so if we use the
imperative for prayer, it should invariably be accompanied by the word please,
as is the usual case in Hebrew. None of
these verbs is second person, or accompanied by please, most are past tense:
hence, the imperative nuance is simply inappropriate.
[5]
Because such forgiveness is impossible among men, we continually cry out for
God’s mercy, so that He would complete our forgiveness, and elevate it to His
Divine level. It is God like forgiveness
to which we aspire.
[6]
These liturgical responses are usually inserted between the Lord’s Prayer and its pointed
explanation.
[7] If
you have been blessed or helped by any of these meditations, please repost,
share, or use any of them as you wish.
No rights are reserved. They are
designed and intended for your free participation. They were freely received, and are freely
given. No other permission is required
for their use.
2015
2015
We surge ahead to the modern era. Some will say, none of this applies to me;
it’s all archaic and outmoded: gee, I thought we were smarter than that. Yes, J&L, as well as CF&I, and
countless others are all toast: how can they possibly affect me.
Let’s take a more understandable small business example, a
dentist.
We will conveniently ignore the fact that many modern
dentists are following the path of the small farmer. Small farms are rare today, most farming is
done by large corporations. The farmer
is no longer an independent capitalist, no longer a sole-proprietor, no longer
on duty for 24 x 7; instead, he reports to work like any other employee: as
with other business, the money is spun off through leveraging, and usury. It seems as if a new dental corporation
emerges every day: Gentle, Depot, Aspen, and more. The private dentist will not be able to long
compete with this juggernaut. In spite
of all the facts to the contrary, let’s suppose that dentistry is still a
viable business entity: you graduate, hang out your shingle, and start making
money.
Suppose that you graduated with your DDS last May. After eight grueling years of study, during
which you made no income, you are now saddled with $20,000 in undergraduate
debt, and $300,000 of dental school debt.[i] Your dental school placement offices conduct
demography studies for the broad area, and a promising potential site has been
identified in a small town without local dental services. You assemble and submit your business plans
to banks, building contractors, equipment manufacturers, and a host of
others. You acquire all your local and
state licenses. Much of this preparatory
work was laid out while you were still in school. So, by June you are ready to open your doors
to your first paying customer. You are
also $400,000 deeper in debt;[ii]
that’s $720,00 gross, three quarters of a million dollars. This says nothing of the fact that you also
want to buy a house, marry, and raise a family… another $250,000 conservatively. That’s right, at square one, you’re already
in hock for a cool million bucks in round numbers.
You are organized as a sole-proprietor. You have no employees: you do all your own prophylaxis,
x-ray, and other work. An answering service
handles all phone calls, appointments, and prints out a daily summary to your
email. Dentures, crowns, and other
devices are contracted to a big city lab with overnight delivery.
The question is, who is the real owner? On paper, you, as sole-proprietor, are the
only owner. In fact, your vestiture is
0%, you are leveraged to the roof top and will be for many years. Who is the real capitalist? In theory, you are. In reality: the bank owns the building; the
manufacturer owns the specialized equipment, which is, in turn, leveraged to
another bank; your house and car are mortgaged.
The bank(s) is/are the true capitalist/owner/proprie-tor(s). The specialized equipment manufacturer is an
intermediate capitalist/owner/proprietor.
The only thing you have capital ownership over is a mountain of debt.
Business goes well for several years. The bank takes its cut off the top: most of
the earnings go to service interest or usury.
Your vestiture grows only very slowly.
The specialized equipment manufacturer takes its cut next. You are saddled with maintenance, repair, and
other operational costs, which easily run 10% of the gross capital value every
year.[iii] Dentistry is a rapidly growing technological
field, so you must also bear the cost of new equipment or leverage these as
well. After a decade, you might find
yourself vested at 10%... at last, you have become a capital owner. On the other hand, you are still the enslaved
employee of the bank and specialized equipment manufacturer. The government and insurance companies tell
you what services you may perform, what you may charge for them, and pretty
much every other aspect of doing business: but, you are a capitalist, an owner,
a sole-proprietor of 10% of pretty much nothing… all the hard decisions are
made for you by others… you get to lock and unlock the doors, and pay the
bills. The teeter won’t begin to totter until
you pass the half way point. Firm ground
will not be attained until you reach 100% and eliminate all leverage.
The demographics of your business is sustained by a small
manufacturing plant that employs 200 people.
These, in turn, spend enough money in town to sustain 200 other people’s
jobs (including yours); together they support the town budget over and above
what the local farm and ranch business supplies. These are your customers. This is the whole basis of your success as a
dentist. After a decade, the manufacturing
plant can no longer compete, lays off all its employees, and locks its
doors. All your customers, 400 of them,
are now out of work; moving away as fast as they can find new jobs: and you are
out of business as well.
Who takes all the risk?
Does the bank have any risk? Not
really. They might have made slightly
more money had the mortgages played out their full time limit: but the interest
fees collected up-front covered their capital investment a long time ago; they’ve
been making gravy ever since; so the bank has no true risk at this level. Does the specialized equipment manufacturer have
any risk? Not really. They took a minor hit; but, they scooped up
all the equipment; resold it to other dentists; and with sales and other fees,
pocketed a tidy profit at your expense.
The building went back to the bank, with little risk, and was soon
leased to another venture. Who took all
the risk? You did. All those leveraged debts are in your name,
and baring bankruptcy, you are obliged to pay them off: so, you must start
over. At best, you recoup a few thousand
bucks of equity; really nothing compared to the mountains of debt you still
own.
Who is the real capitalist?
The bank is. Any idea of your own
capitalism is delusional. The risk to
the bank, which is sheltered by up-front interest or usury fees, is nil. The chance that the bank won’t pick up all
the chips, and spin them off in new loans is zero. The bank will make the same amount of money
in the long haul; just from another customer; they experienced a minor bump in
the road.
Who are the real owners?
The real estate firm and the specialized equipment manufacturer are. Any concept of personal ownership is a form
of psychological denial. The risks to
the real estate firm and the specialized equipment manufacturer are nonexistent. All the hard assets are recovered in days,
and put back into play: it was a bump in the road. You get to keep your shirt, your diploma, and
your debts.
Capitalism or ownership as we think of it, together with its
concomitant risks, simply does not exist in a leveraged society. There is no more risk to the bank, the true
capitalist-owner, than there is to the local casino; one person’s luck is soon offset
by the losses of another; there is no risk to the casino: for, 10% is taken off
the top of every bet. The only true risk
falls on the back of the player, the employee, the hard-working poor person...
in this case, you, a young dentist, fresh out of dental school.
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